Buy Best Health Insurance Plans Online

Buy Best Health Insurance Plans Online

The best health insurance plans can fortunately be purchased online these days. It is indeed very simple to buy a health plan over the internet. Apart from the simplicity part, the online plans also prove to be cheaper and loaded with features. You can buy the different types of health plans and that too in a matter of a few minutes. Take a look at this article to know more about the online health insurance plans and how exactly you can get them.

Online insurance: Comparison of Health Insurance Plans

A major advantage of buying health insurance online is that you have the option of comparing the available plans. There are many different health plans available these days and unless you compare, you cannot possibly find the best plan at the best rate. As we know, it is rather difficult to compare all the available policies physically, one by one. This is where the digital space proves to be a boon. There are many reliable insurance broker s websites like where you can get the comparison done in a matter of a few minutes. Not only will you find the prices of all the plans, you will also find a lot of info on the features of each plan as well as the reputation of the insurance providers.

Easy access to the different types of health insurance plans

Like mentioned above, there are different types of health insurance plans available in India presently. When you buy your health insurance policy online, you can easily locate the type of policy that is best suited for you. So if you are planning to buy a new health cover for yourself, first get a clear idea about the types of plans available. The three most common types of health insurance plans are:

  1. Hospitalisation policies: These types of health plans cover the hospitalisation expenses of the policyholder. An individual or an entire family may be covered under such a plan. The sum assured is fixed or is variable. This means that if the sum assured is Rs.1 lakh for an individual, in the first case, a single policyholder can only make a maximum claim of Rs.1 lakh. If however, four members of a family are covered under a single plan and the total sum assured is Rs.4 lakh, a single member can make a claim of more than Rs.1 lakh. This of course means that the total claim amount cannot exceed Rs.4 lakh. Under the clauses of the hospitalisation plans, the health cover can only be accessed if the policyholder remains in hospital for a minimum of 24 hours.
  2. Daily cash benefit policies: Under such a plan, as the policyholder, you are entitled to receive a cash benefit for every day that you spend at the hospital. The amount is fixed and you receive it irrespective of the medical procedures you undergo at the hospital.
  3. Critical illness insurance: This is a special kind of health cover where you receive a sum assured if you get diagnosed with any of the listed critical illnesses. These illnesses include cancer, stroke, heart attack and organ failure, among others. You receive a lump sum amount of money upon diagnosis. You are then free to use the money as per your convenience. You can use it to get treated abroad, to pay off a mortgage or to substitute your income with it.

It is important to find the type of health insurance cover that is most suitable for you. You can find all the required information, as well as the quotes of each and every plan online. This will help you find and buy an appropriate health cover for you and your entire family.

The bottom line

It is very important to compare the plans and then go for the one that offers the greatest advantages. Buying insurance online is very beneficial because you get to make an informed choice when you buy the plans online. So just log in, fill in your data, look at the compared chart and select your ideal health insurance policy. Then make an online payment and have your health cover in your hands instantly. It actually is as easy as it sounds!

Leave a Reply